So I just made the move to being a completely stay-at-home-mom. Yup. Hurdle crossed. But, my goodness is it hard. Sure, the constant crying, endless nap schedule, feedings, laundry etc. are all a pain in my butt to do every day. Most days, I don’t even shower, nevermind have a quiet meal to myself. But as hard as that stuff can be, it’s really not my major worry. What keeps me up at night, and unfortunately gets me into tiffs with Tall Dad as of late, is money. But, I think I may have found the answer to some of my woes, and maybe yours too.
Of course, money is an issue for everyone. There’s nothing new there. Whether you’re a working mom, stay at home mom, or you are considering doing either – you can relate to money woes. There’s always too many bills to pay and not enough funds to pay them. Somedays you just feel like you’re robbing Peter to pay Paul.
The difference of making the actual jump to being a stay-at-home-mom is the guilt and hopelessness of not being able to bring in funds. Please do not misunderstand me when I say guilt – trust me, I have PLENTY to do.
In fact, I sometimes think I do more than my husband to keep our lives afloat.
I just have this minor* task of raising our children and keeping our house in order.
*the biggest, hardest, most time consuming, heart wrenching and heart warming job I’ve ever had.
But not bringing in any money, especially after a life full of jobs and careers, is an odd existence to which one must get accustomed.
Seeing the struggles, feeling the pressure of being able to put food on the table, and, honestly, having the tension between husband and wife can be overwhelming sometimes. But, while I may not be bringing in a salary like my husband, I do pride myself on trying to find ways we can save and perhaps ease the money tension in our lives.
Here are the best ways I’ve found so far:
We switched to Walmart Family Mobile PLUS featuring Unlimited Talk, Text, & Data which includes up to 10GB of 4G LTE data PLUS a free movie on VUDU (a $7 value) every month per line for $49.88! I chose to get the Samsung Galaxy Grand Prime, which was only $99 – rolled back from $149*. I like it because it has a big screen, but the phone is just the right size – not too big or too small.
I get more capabilities for literally a quarter of the cost. I use data for so many aspects of my life – apps to manage my household, music streaming, email and blogging work, and so much more. I can finally breathe now that I don’t have to worry about going over my data limit.
But before you delve into downloading a ton of apps, make sure your smartphone has the capabilities to handle your needs (ie – see example #2 with Walmart Family Mobile PLUS)
If you do these four steps – I’m not kidding – you will literally save hundreds of dollars per month. HUNDREDS. And to be honest – if you’re not doing these steps, you should just take at least three one hundred dollar bills and burn them in the fireplace. If you don’t save at least $3,000 a year by doing these steps, I would be SHOCKED. And I can say that confidently because that’s what we have done.
So am I bringing in income by being a stay-at-home-mom? Nope. But I just saved us at least $3,000 per year. And that’s only the beginning….